Courier Fraud Surge: How to Spot Fake Police and Banking Visits

This week, police forces across England have issued urgent warnings about a rise in courier fraud – a scam where criminals pose as police officers or bank workers and send a 'courier' to your home to collect cash, cards, or valuables 'for safe keeping'.

What Is Courier Fraud?

Courier fraud often starts with a phone call. The caller claims to be from your bank's fraud team or the police. They might say your account has been compromised, that they're investigating a corrupt employee, or that your bank notes are fake. The goal is to convince you to hand over money or goods to a 'courier' who arrives at your door.

These scammers are convincing. They may already know your name and address, and they can spoof official-looking phone numbers. They often warn you not to tell anyone, claiming it would 'jeopardise the investigation'.

This Week's Warnings

  • Herefordshire and Worcestershire: West Mercia Police issued a warning after a spate of incidents targeting elderly residents.
  • Cumbria: A victim lost £50,000 to courier fraud, prompting a 'ruthless' phone scam warning.
  • Suffolk: Police shared advice after an £80,000 theft, urging families to talk to older relatives.
  • Gedling (Nottinghamshire): Residents were warned about a rise in local incidents.

The Impact

Impersonation scams are on the rise across the UK. Lloyds Bank reports average losses have increased by 10% in the past year. Older people are especially targeted, but anyone can be caught off guard.

How to Protect Yourself

  • Your bank and the police will NEVER send a courier to your home to collect cash, cards, or valuables. If someone asks you to do this, it's a scam.
  • Hang up if you're suspicious. Wait five minutes – or use a different phone – before calling your bank to check, as scammers can stay on the line.
  • Don't be pressured. Real officials won't rush you or demand secrecy.
  • Check with a trusted friend or family member before handing over anything.
  • Report it to Action Fraud (0300 123 2040) or call 101.

The Bottom Line

If someone calls asking you to withdraw money, buy expensive items, or hand over goods to a 'courier', stop. Take a breath. Verify independently. No legitimate organisation works like this. Share this advice with older relatives and neighbours – a simple conversation could stop them becoming a victim.